We all need a type of investment in which we get instant returns and no risk of losing the principal amount. This is why the investor looks out for the best investment option for their money so that they can double the amount and without any risk.
Unfortunately, the combination of high returns and the low risk exists in very rare cases, so this all depends upon your match of risk profile because some of the investment has high potential in returns but those are risky. But still, we have investment options that will not be risky and the returns for you. You can invest money. Get higher returns and without any tensions of bankruptcy. The top investment options are Direct Equity, Fixed Deposit, Debt Mutual funds, Public Provident Fund, Senior Citizen Saving scheme.
Direct Equity: Of Course investing in stocks is not an easy step the timing of picking the best stock and when to enter and when to exist I a task that is not everyone’s cup of tea But the direct equity will provide you best returns if you invest it for long term then they can adjust according to the inflation.
Fixed Deposit: It is the best safe and secure option for the investment you can invest in at any time. Most of the banks and NBFCs offer the best Fixed Deposit Interest Rate and also you have a plus point in this investment that you can earn monthly income with this.
Debt Mutual funds: This is for those who want steady returns also it is less risky than direct equity returns. Yes but these are not risk-free they have a high risk of interest rate and credit risk.
Public Provident Fund: PPF is a safe and secure investment but it is quite invested for a long time. 15 Years. The investment has been reviewed quarterly by the government of India. It is preferred by many of the people.
Senior Citizen Saving scheme: The senior citizen saving scheme is best for those who have retired. It can be availed by the citizen who is more than 60 and it has 2 years of tenure.
