Most of people aware of the term "Fixed Deposit (FD)". In general terms, we can say that it is a type of term deposit that gives you a fixed rate of interest until maturity. This is a one-time investment plan. It is nothing but a smart way to save your precious money, and also benefited by earning money on those savings. But for opening a fixed deposit account you must have to meet the eligibility criteria for that and also have the document requirement for fixed deposit. If you have all of these you can able to open the account easily.
Eligibility Criteria:
The criteria for the individual for opening a PNB Housing fixed deposit account are below:
You must have to submit the duly filled application form.
The minimum age must be 18 years.
The nationality must be Indian.
There are also schemes available for NRI(Non-Resident Indians) fixed deposits.
The Minimum Amount deposit of ₹ 25,000 is for monthly income schemes.
The Minimum Amount deposit of ₹ 10,000 is for other schemes.
Documents - The applicant must have the valid documents which are required for the complete process.
Documents Required:
PNB Housing before sanctioning the loan application will ask for some important documents required as proof in support of your application. The documents required for opening a fixed deposit are mentioned below -
Latest photographs.
Identity Proof - Aadhar card/ Passport/ Driving license/ Voter’s ID/ NREGA job card
Address Proof - Telephone Bill/ Ration Card/ Election Card/ Passport/ Driving license
Age Proof - PAN Card/ Passport/ Any Certificate from Statutory Authority
Proof of signature - Passport/ PAN card/ driving license
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